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FORMS
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Professional Development is available for educators throughout the year. Our courses are held both locally and online.
Please click our link below to look at and participate in our free online professional development courses. | ||||||||||||||||||
Educator Information
NEW ZEALAND HOMEBASED CHILDCARE ASSOCIATION
NZHBCA membership is open to all educators actively involved in an Little Red Fox ECE homebased service.
For further details including fees and member benefits visit the NZBHCA website. http://www.hbca.org.nz
INSURANCE
Self-employed educators are responsible for suitable insurance in respect of their business. Please advise your current home and contents insurance provider that you are operating a homebased childcare business from your home and consider taking out public liability and statutory liability insurance through Little Red Fox ECE ($50 per year) or the Home Based association ($135 per year), insurance details are below.
Public Liability
Public Liability provides cover for third party bodily injury or property damage, arising out of the operation
of your business, for which you are legally liable.
Examples of this could be : Punitive and exemplary damage claims, bought by parents arising from injury to their children whilst in your care, accidental damage to neighbouring properties e.g. balls through windows etc and for those who are tenants, damage to rental properties caused by children in your care eg: accidental spillages staining carpets, crayon on walls etc.
Statutory Liability
Statutory Liability provides cover for costs associated with an unintentional breach of most statutes such as OSH and prosecutions arising from children being injured whilst in care.
TAX
Educators who are self-employed and providing LRF services from their own home are eligible to claim a standard cost that has been determined by the IRD for tax purposes. The standard cost deduction rate for
self-employed educators for the year ended 31 March 2018 is $3.60 per hour per child; and the administration and record keeping fixed standard-cost component is $352 per annum, for a full 52 weeks of childcare services provided.
Educators can access information, advice and support to meet their tax obligations from the IRD, in the following ways:
For further information For further information go to http://www.ird.govt.nz
ACC LEVY
The self-employed ACC levy classification code for educators providing Little Red Fox ECE Homebased Education services for the 2017/18 year is 95290 Personal Services.
For further information go to http://www.acc.co.nz/for-business/self-employed/index.htm
NZHBCA membership is open to all educators actively involved in an Little Red Fox ECE homebased service.
For further details including fees and member benefits visit the NZBHCA website. http://www.hbca.org.nz
INSURANCE
Self-employed educators are responsible for suitable insurance in respect of their business. Please advise your current home and contents insurance provider that you are operating a homebased childcare business from your home and consider taking out public liability and statutory liability insurance through Little Red Fox ECE ($50 per year) or the Home Based association ($135 per year), insurance details are below.
Public Liability
Public Liability provides cover for third party bodily injury or property damage, arising out of the operation
of your business, for which you are legally liable.
Examples of this could be : Punitive and exemplary damage claims, bought by parents arising from injury to their children whilst in your care, accidental damage to neighbouring properties e.g. balls through windows etc and for those who are tenants, damage to rental properties caused by children in your care eg: accidental spillages staining carpets, crayon on walls etc.
Statutory Liability
Statutory Liability provides cover for costs associated with an unintentional breach of most statutes such as OSH and prosecutions arising from children being injured whilst in care.
TAX
Educators who are self-employed and providing LRF services from their own home are eligible to claim a standard cost that has been determined by the IRD for tax purposes. The standard cost deduction rate for
self-employed educators for the year ended 31 March 2018 is $3.60 per hour per child; and the administration and record keeping fixed standard-cost component is $352 per annum, for a full 52 weeks of childcare services provided.
Educators can access information, advice and support to meet their tax obligations from the IRD, in the following ways:
- use the IR413 worksheet (available on the website) to calculate whether you are required to file an IR3.
- phone 0800 775 247, where a Customer Service Specialists will be able to help with any questions as well as go through the process specifically for Home Based Educators.
- send a secure email with any questions or queries using the online service ‘MyIr’ on their website
For further information For further information go to http://www.ird.govt.nz
ACC LEVY
The self-employed ACC levy classification code for educators providing Little Red Fox ECE Homebased Education services for the 2017/18 year is 95290 Personal Services.
For further information go to http://www.acc.co.nz/for-business/self-employed/index.htm